What happens to my pension when I die?

As well as supporting you through your retirement, your workplace pension provides additional benefits in the event of your death.

One of the benefits of a workplace pension is that it provides financial protection to the people you care about in the event of your death – either in the form of a lump sum (death grant) or an ongoing income (survivor’s pension).

The rules and benefits vary depending on your scheme and whether you’re still paying into your pension. The information below is designed to help you understand how the benefits work for different schemes and different members.  

Death grant lump sum

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Survivor’s pensions

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